Fred Hoffman 
Term life insurance is a type of policy that provides coverage for a fixed duration of time. This type of insurance has been gaining popularity due to its cheaper premiums as compared to whole life policy plans. However, the policy also comes with its downside in that it has no cash value, and once the … Read more
If you never went for having a term life insurance worrying about your age, there is great news for you that you can get this insurance by now. Since the company that undertakes your policy likes to minimize the involvement of risks associated with your life, it likes your age to be as young as … Read more
[vc_row][vc_column][vc_column_text] Life insurance covers were developed to cater to the needs of beneficiaries upon the death of the insured. But later many products evolved to make it more attractive. Currently, it incorporates saving and investment components. It is now possible to borrow money against the cash value of the policy. Universal and whole life insurance … Read more
At the age of 80, most of the females look for burial life insurance. This is actually whole life insurance that covers from $2,500 to $25,000, even more. It ensures the female that she is not a burden for her family after her death. It’s also helpful to pay all the funeral expenses. The average … Read more
[vc_row][vc_column][vc_column_text] A time comes when you are seriously in need of money and the only thing you have left is your life insurance policy. Or in some other cases, you may change your mind and decided you need to cash out your life insurance policy. Yes, you can cash out your life insurance before you … Read more
[vc_row][vc_column][vc_column_text] In everyday life, no one wants to think about the possible blows of fate. However, taking into account dozens of millions of those who struggle with blood pressure day by day, it becomes more evident how important life insurance premium is. Well, some people might be frightened when they hear that life insurance is … Read more
In this article, we will discuss term vs whole life insurance according to Suze Orman and will help you to choose the right one. Whether or NOT you agree with Suze Orman’s interpretative framework on Life’s insurance, one thing stands, the practical financial advises she dishes out are a stroke of genius. Criticized and acclaimed … Read more
Life insurance is meant to give financial cover to your loved ones in the event of your early demise. Therefore, people, in general, apply for life insurance through various firms and policies. The problem occurs when you have a special health condition that needs to be tackled and noted down under the policy of buying … Read more
It was not long back when the life insurance seemed an impossible attainment for HIV patients! It was probably because of the seriousness and impossible treatment aspects of the illness. However, the advancement in medical science has led to various reformations in the insurance sector too. The changes in the state laws have led to … Read more
Life insurance could be complicated and choosing between whole life insurance and term life insurance becomes even more complicated. Life insurance is a must-have for everybody given that you may have many responsibilities to take care of if something unthinkable happens to you. For instance, you may want to pay off your kids’ college expenses, … Read more