Give the Gift of Life Insurance this Christmas

Give the Gift of Life Insurance this Christmas

Christmas is approaching and it is a great opportunity to show how much we care about the ones we love the most. The truth is that Christmas is associated with all the last-minute gift-giving decisions, but why not changes things and start thinking about giving something useful. Consider This Because A different Christmas gift. Show … Read more

10 Year Term Life Insurance

10 year term life insurance

People used to opt for term life insurance when they need temporary needs financially covered. Unlike permanent coverage, this type of life insurance policy is most likely used for protecting your family for an established period of time for paying mortgages, child-raising costs (including education taxes), covering short debts, and similar purposes. From all types … Read more

Modified Whole Life Insurance Pros, Cons and Benefits

modified whole life insurance

[vc_row][vc_column][vc_column_text] Taking life insurance is such a great thing. There are many benefits that one gets for having a life insurance cover. However, in some cases, you may find yourself wondering which is the most appropriate type of life insurance cover to take. Although there are many types of life insurance covers, they all come … Read more

Term vs Whole Life Insurance According to Suze Orman

term vs whole life insurance according to Suze Orman

In this article, we will discuss term vs whole life insurance according to Suze Orman and will help you to choose the right one. Whether or NOT you agree with Suze Orman’s interpretative framework on Life’s insurance, one thing stands, the practical financial advises she dishes out are a stroke of genius. Criticized and acclaimed … Read more

Why Term Life Insurance Premiums are Lower than Whole Life Plans?

Life insurance could be complicated and choosing between whole life insurance and term life insurance becomes even more complicated. Life insurance is a must-have for everybody given that you may have many responsibilities to take care of if something unthinkable happens to you. For instance, you may want to pay off your kids’ college expenses, … Read more

Mortgage Protection Life Insurance

Mortgage Protection Life Insurance

Are you paying for a mortgage that would last many years more? You should consider applying for and getting a mortgage protection life insurance. As the name implies, it is an insurance product that is specifically designed to shoulder the mortgage debt of the insured in case of his/her early or unexpected death. “This policy … Read more

Cash Surrender Value of Life Insurance

cash surrender value of life insurance

Did you know that you can actually access the total amount of cash you have already paid in premiums in your life insurance policy? This amount is what is referred to in the insurance industry as the cash surrender value of life insurance, also known as cash value, policyholder’s equity, and surrender value. Thus, the … Read more

How Much Life Insurance Do I Really Need

Insurance is the word that gives you trust in your future. You may know that you need life insurance but how much? Most of the people feel confused with the question of how much life insurance do I really need. Determining a life insurance type and coverage is just like a guessing game. Finding the … Read more