Fred Hoffman is an independent life insurance agent since 2014. His primary focus is the senior market. Fred's philosophy is serving the senior market in a collaborative approach. As of now, he is proud to have served over 2,500 clients around the country. He holds a BA in Finance from the University of San Diego.
Yes, you can have life insurance through work and a private policy at the same time. Learn how both payouts combine and how to close… Read More »Can You Have Life Insurance Through Work and a Private Policy?
Life insurance for a stay-at-home spouse is usually necessary because replacing unpaid childcare and household work costs real money.
Yes, you can buy life insurance for a sibling if you have insurable interest. Learn when shared finances qualify you and how to prove it.
Moving to a new state usually doesn’t cancel your life insurance. Learn how your policy, rates and state rules are affected and what to update… Read More »What Happens to Life Insurance if You Move to Another State
Learn how to find an old life insurance policy number using mail, bank statements, tax returns, and the NAIC’s free policy locator service.
Miss a life insurance payment? You get a 30 to 31 day grace period to pay before your policy lapses and coverage ends. Here is… Read More »What Happens if You Miss a Life Insurance Payment
When you think about life insurance, you usually imagine it as a safety net for your loved ones if you pass away. But what happens… Read More »What Happens If a Life Insurance Beneficiary Dies: Key Steps
What Is The Difference Between Life Insurance And General Insurance Most people know that insurance helps protect against unexpected events. But when you look deeper,… Read More »What is the Difference between Life Insurance And General Insurance Explained
Buying life insurance can feel confusing. There are so many options, confusing terms, and sales pitches. But at its core, life insurance is about protecting… Read More »Life Insurance Tips And Tricks: Maximize Your Coverage Today
If your life insurance beneficiary dies before you, the payout goes to your contingent beneficiary or your estate.
