For someone who has recently lost someone or perhaps has been given the huge responsibility of planning someone’s funeral, it may perhaps seem like a difficult yet emotionally consuming task. It is not easy to accommodate all the funeral guests, respect the wishes of the diseased, and ensure that the funeral proceedings are carried out … Read more
Smokers are likely to have a shorter lifespan. They are also susceptible to more health issues compared to their non-smoking counterparts. Cigarette smoking puts them at more risk and so they must pay more for a cover. In fact, the premiums they pay will range between 40% to even 100% more than what their non-smokers … Read more
People generally have the wrong idea about the importance of life insurance living past 90 years. There are various myths about life insurance for senior citizens who have crossed 90 years of life. Some people believe that life insurance for people in this age group is not possible and is irrelevant too. However, the insurance … Read more
[vc_row][vc_column][vc_column_text] Deciding which life insurance policy option is best for you can sometimes be confusing. But, it shouldn’t be. There’s an easy method through which you can differentiate between an accidental death policy and other traditional policies. In this post, we’ll be dwelling on what accidental death policy is when a death is deemed accidental, … Read more
[vc_row][vc_column][vc_column_text] Saving money is not easy for anyone operating on a tight budget. The unexpected expense and impulse spending makes it difficult for such people to save. Thus, it needs sacrifice, careful budgeting, discipline and commitment to be able to save any substantial amount. But, the good news is that a life insurance policy can … Read more
Most people do not like to think about life insurance. This is due to some preconceptions and the desire to drive away bad thoughts with the confidence that nothing bad will ever happen to us. But there are other people who care about themselves and their family not only during the period of well-being but … Read more
A life insurance policy is something you get in order to feel safe and covered and to make sure your family is taken care of in case anything happen to you. So of course, when you are choosing between different life insurance plans, you are looking for the one that will give you the best … Read more
[vc_row][vc_column][vc_column_text] A term life insurance policy is one of the life insurance policies that one can take in case you need a cover for a particular period time. Several benefits are attached to taking a term life insurance policy. Such benefits depend on the type of term life insurance policy that you take. When you … Read more
Your life insurance policy and the benefits are your responsibility, and so they are your assets. As a result, you are free to do anything you want with your benefits. Some people decide to leave the benefits to their family members. However, there are others that opt to donate the benefits to charities or non-profit … Read more
Term life insurance is a type of policy that provides coverage for a fixed duration of time. This type of insurance has been gaining popularity due to its cheaper premiums as compared to whole life policy plans. However, the policy also comes with its downside in that it has no cash value, and once the … Read more