It was not long back when the life insurance seemed an impossible attainment for HIV patients! It was probably because of the seriousness and impossible treatment aspects of the illness. However, the advancement in medical science has led to various reformations in the insurance sector too. The changes in the state laws have led toRead more
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Life insurance could be complicated and choosing between whole life insurance and term life insurance becomes even more complicated. Life insurance is a must-have for everybody given that you may have many responsibilities to take care of if something unthinkable happens to you. For instance, you may want to pay off your kids’ college expenses,Read more
We need to start planning for our retirement when we are young and energetic. The increasing life expenses have made it a major necessity that we plan for our future so that when our earnings will be lesser, we may be able to meet our livelihood with ease. With ever increasing advancements, the modern lifestyleRead more
We come across many people who come to inquire about the “medical documents” which are needed at the time of attaining a life insurance policy. We help them by explaining the kind of documents that are needed to be submitted and their purpose so that they do not have to run around for each andRead more
Critical illness turns out to be a drastically life-altering experience. You not only realize your own strength and weakness but also go through a lot of emotional and physical stress. It changes everything about your perspective towards life and people. Other than the above mentioned the critical illness (i.e. HIV, Cancer) can also lead to financialRead more
Life is a journey of different experiences at different stages all throughout. When we are young, healthy and energetic it is possible to find millions of ways of earning our livelihood. We have to earn and plan for the future simultaneously. The problems start occurring during the difficult times such as medical tragedies or oldRead more
To stay healthy in the modern contemporary life is not really an easy task! In the kind of tight schedules that we dwell into- it is really a big challenge to pay attention to personal well-being and health. A lot of motivation is needed to work out the unwanted toxins from the body and eatRead more
The mental strength of a person is denoted by his abilities to take decisions in life that ensure well being to everyone. It involves willpower, peace of mind and a lot of commitment to gain mental strength. Is Mental Strength Hereditary or Acquired? There are a lot of factors that contribute to developing the mentalRead more
“Retirement” which is considered to be the “withdrawal from worries” is not a true phrase in all the cases. We have met many people who seek advice on how to get out of financial debt after retirement. Most of the salaried people do not have alternate sources of earning post-retirement. They either rely on theirRead more
Are you considering taking a life insurance? If you are after the best products there are with lower premiums and broader coverage, you should go for life insurance products that require medical tests. To give you an idea, here are five of the basic types of medical exams that would be carried out. 5 MustRead more